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Credit Card Rates & Disclosures | Wright-Patt Credit Union

Interest Rates and Interest Charges

View Rates and Disclosures below then click Apply Today to proceed to Online Application

                                         Apply today via our online form

  WSUAA3 Low Rate Platinum Credit Card WSUAA3 Rewards Credit Card Platinum Low Rate Credit Card First Time Credit Card Share Secured Credit Card
Annual Percentage Rate for Purchases *8.50% to 16.50% when you open your account based on credit worthiness *11.50% to 18.00% when you open your account based on credit worthiness *8.50% to 16.50% when you open your account based on credit worthiness *17.99% when you open your account based on credit worthiness 12.50%
APR for Balance Transfers *8.50% to 16.50% when you open your account based on credit worthiness *11.50% to 18.00% when you open your account based on credit worthiness *8.50% to 16.50% when you open your account based on credit worthiness *17.99% when you open your account based on credit worthiness 12.50%
APR for Cash Advances *8.50% to 16.50% when you open your account based on credit worthiness *11.50% to 18.00% when you open your account based on credit worthiness *8.50% to 16.50% when you open your account based on credit worthiness *17.99% when you open your account based on credit worthiness 12.50%
How to Avoid Interest on Purchases We will not charge you interest on purchases if you pay your entire balance owed each month within 25 days of your statement closing date. We will not charge you interest on purchases if you pay your entire balance owed each month within 25 days of your statement closing date. We will not charge you interest on purchases if you pay your entire balance owed each month within 25 days of your statement closing date. We will not charge you interest on purchases if you pay your entire balance owed each month within 25 days of your statement closing date. We will not charge you interest on purchases if you pay your entire balance owed each month within 25 days of your statement closing date.
Minimum Interest Charge None None None None None
Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinace.gov/learnmore.

*Your APR will vary with the market based on the Prime Rate.

Fees

  WSUAA3 Low Rate Platinum Credit Card WSUAA3 Rewards Credit Card Platinum Low Rate Credit Card First Time Credit Card Share Secured Credit Card
Annual Fee None None None None None
Transaction Fees          
Balance Transfer None None None None None
Cash Advance None None None None None
Foreign Transaction Visa1 Visa1 Visa1 Visa1 Visa1
Penalty Fees          
Late Payment $20 after 4 days $20 after 4 days $20 after 4 days $20 after 4 days $20 after 4 days
Returned Payment $25 $25 $25 $25 $25

 

                                        Apply today via our online form

Keep more of your hard-earned money. Check out our other websites:

Respect Your Money - Young Today, Money Smart TomorrowFraud Awareness - Protect Yourself From FraudWright 4 You Mortgage - A Perfect Fit

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