*APR = Annual Percentage Rate.
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If you have an adjustable rate mortgage (ARM) that is due, are looking to get a lower interest rate on your current fixed-rate mortgage, or want to extend your repayment time or pay off other debt, now might be the perfect time for you to refinance your mortgage loan. Our mortgage experts will make sure you make the right move at the right time with a Wright 4 You Mortgage loan.
Pre-qualifying for a loan is the best way to gain an understanding of how much home you can afford. With a few clicks of the mouse, you can pre-qualify yourself for a mortgage loan online.
When you're ready to meet face-to-face with a Mortgage Originator at Wright-Patt Credit Union, simply call (937) 912-7680 or (800) 762-0047 and ask to be directed to one of our friendly and knowledgeable Mortgage Originators, or click here to schedule an appointment.
Sit down with one of our Mortgage Originators and they will help you determine the right loan option for your needs and bring you one step closer to owning your new home.
To make your life a little easier, WPCU provides a variety of ways to save time and money when making your loan payment.
Click here to learn more!
How do I know if this is the right time to refinance?
Refinancing your mortgage can be one of the smartest financial decisions you will ever make. To do it right calls for a research on current rates, the housing market, and your financial situation. Consider:
Mortgage loans processed and underwritten by myCUmortgage, LLC — a wholly-owned subsidiary of Wright-Patt Credit Union, Inc. All loans subject to credit approval and property appraisal.
Are there closing costs when I refinance?
Like any mortgage loan, there will be closing costs associated with finalizing the loan. The amount varies depending on the terms of your loans. With some mortgage loans you can "roll" certain closing costs into the new loan, however you will still need some cash for closing.
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