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Special "Shutdown" Loan for Members Impacted by Government Shutdown

Have you lost your paycheck due to the government shutdown?

If you’re a member left without a paycheck because of the government shutdown and need financial help, come see your credit union. We have several programs, including a special loan, to help you through it.

Special "Shutdown" Loan for Members Affected by Government Shutdown

We know life can take sudden turns and you’re left wondering how to keep everything in balance. To help those members manage through the limbo and financial worry during the government shut down, WPCU has created a special “Shutdown” loan for federal workers who find themselves in a temporary hardship due to not receiving their government paycheck.

  • Unsecured loan equal to member’s normal federal net bi-weekly pay*.
  • 6.25% APR** up to 12 months for all qualified borrowers***.
  • 1 Month Pay Back = NO Interest! If you pay back this loan within 1 month of issuing of the loan, no interest will be charged to you.

Special Skip-A-Payment

During the government shut down, members in good standing are eligible to skip their next credit union consumer loan payment without penalty, which includes:

  • No skip-a-payment or late fee charged;
  • Not showing the loan as being delinquent; and
  • No derogatory reporting to the credit bureau.

To skip-a-payment and advance the due date on the loan to the next month, members will need to either verify their government employee pay or show they belong to a group negatively affected by the government shutdown.

For more information on either of these options, please visit your local Member Center or contact our Member Help Center at (800) 762-0047.

*Must provide verification of federal government net weekly income through a pay stub, bank statement or if member uses Wright-Patt Credit Union’s direct deposit system, through this systemCredit limit will be determined based on net bi-weekly income.
**APR = Annual Percentage Rate
***Must provide verification of federal government payment or show they belong to a group negatively affected by the government shut down. Must be a member in good standing.

Keep more of your hard-earned money. Check out our other websites:

Respect Your Money - Young Today, Money Smart TomorrowFraud Awareness - Protect Yourself From FraudWright 4 You Mortgage - A Perfect Fit

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