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Buying a home? We make it easier.

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Making Home Buying a Little Easier

Helping you achieve your goal of homeownership with better ways to plan, save, and borrow.Making Life A Little Easier

Buying a home is a big deal! It’s exciting and empowering. But at times, it can be a bit overwhelming. And it’s not something you do every day – in fact, this might be your first time. There’s a lot to think about, and even more to do. But at Wright-Patt Credit Union, we help make buying a home a little easier.

Planning Your Purchase

Your successful home buying experience starts with a great plan:

  • Visit a Member Center to have one of our financial coaches guide you through the planning process to help you find a home that fits your budget and needs.
  • Questions about buying a home? Click here for information and advice on buying a home.  
  • Use our helpful online calculators to create a budget or calculate your mortgage payment.
  • Learn more about your credit score and how to improve it as part of your planning process.

You can also click here for five questions to ask yourself to help determine if you are ready to buy a home.

Find a Member Center


Saving For Your Home

Earn some of the best rates around while saving for your down payment and the other costs of homeownership:

  • Open a WPCU Club Account to begin building your savings to $100 so you can earn even better rates by opening a Money Market Account.
  • Once you have $100 in savings, open a Money Market Account to earn some of the highest rates in the area while maintaining access to your savings any time you need it.
  • If you don’t need immediate access to your funds and have at least $500 in savings, a WPCU Share Certificate is a great way to save with a guaranteed rate of return.

You can also click here for some quick tips on ways to save for buying a home

View Savings Options



Borrowing Made Easy

We’ll help you discover smarter ways to finance your home with a mortgage loan from WPCU. Our mortgage loan options feature:

  • Competitive rates
  • Low down payment options
  • Fast turnaround time
  • Reasonable closing costs
  • Support every step of the way

Learn more about our mortgage options here or visit one of our convenient Member Centers to talk with one of our Mortgage Experts.

View Mortgage Options



Learn a Lot with WPCU's free home buying and financial education resources


Seminars and Webinars

WPCU is pleased to offer a number of seminars and webinars across a range of home buying topics to help you make informed and confident financial decisions.

View our full event calendar

Fun and Helpful Online Tools!

You can also learn a lot about the home buying process through our online learning modules and new home buying videos.

SavingsConsidering Home OwnershipMortgages


Additional Resources

We offer a variety of useful resources to help you make informed and confident financial decisions throughout the homebuying process. Take a closer look at our current rates and even calculate your mortgage payments using our online financial calculators.

Loan Rate Tracker Rates Calculators Brochures
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Mortgage loans processed and underwritten by myCUmortgage, LLC — a wholly-owned subsidiary of Wright-Patt Credit Union, Inc. All loans subject to credit approval and property appraisal.

Keep more of your hard-earned money. Check out our other websites:

Respect Your Money - Young Today, Money Smart TomorrowFraud Awareness - Protect Yourself From FraudWright 4 You Mortgage - A Perfect Fit

Any links to external websites are links to alternative sites not operated by WPCU. WPCU is not responsible for the content of the alternate site. The privacy and security policies of the alternate site may differ from those practiced by WPCU. WPCU does not represent you or the third party if you enter into a transaction with the third party.

Wright-Patt Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at (800) 762-0047 or by clicking here. All products and services available on this website are available at all Wright-Patt Credit Union branches.

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