ReadyLine is a revolving line of credit from Wright-Patt that you can use whenever expenses hit, whether they’re expected or unexpected.
ReadyLine is ready when you need it for:
- Monthly expenses such as bills or rent
- Unexpected expenses such as auto or home repairs, medical expenses, children’s needs and more
- Big events such as a vacation or wedding
- Overdraft protection on your Wright-Patt checking account*
Credit Limits Up To $25,000
ReadyLine is flexible to fit your needs, with credit limits starting at $250 and going all the way up to $25,000**. ReadyLine is a revolving line of credit, just like a credit card account. Borrow anytime up to your credit limit…once you’ve paid down your balance, that amount is available to borrow again.
Low Payments and Rates as low as 10.9% APR**
ReadyLine’s minimum payment is just 3% of your outstanding balance, or $20, whichever is greater. ReadyLine is also affordable, since you only pay interest on the amount you’ve borrowed, at a rate as low as 10.9% APR.**
Easy to Use
Accessing your ReadyLine line of credit is easy:
- Write a Check. With ReadyLine set as overdraft protection on your Wright-Patt checking account, you can simply write a check for any amount you need and ReadyLine will cover it!
- Use Call-24 to transfer money from ReadyLine to your Wright-Patt checking or savings account.
- Visit a member center or call the Member Help Center to draw from your ReadyLine.
 Apply for a Wright-Patt ReadyLine Line of Credit Today!
*Line of credit must be set as overdraft protection. **Credit limit and Annual Percentage Rate (APR) will be determined based on your credit history. |