At Wright-Patt, we’re focused on helping you build a strong, secure financial future. Regular saving is one pillar of your financial fortress. That’s why we created TrueSaver, a truly easy way to see rapid results from your savings efforts.
You don’t have to have a lot to earn 7% APY* on your savings!
At WPCU, saving money has changed completely! At most financial institutions, only the biggest savers get the highest savings rates. But we’ve changed all that with our groundbreaking TrueSaver program, which gives you the opportunity to earn our very highest savings rate…from your very first penny saved.
How it works...
For qualifying members, TrueSaver, which is now your primary savings account, pays our very highest savings rate...7.0% APY on the first $500 in your TrueSaver account! After that, the rate reverts to a more traditional savings account rate…but once you’ve accumulated $500 in savings, your savings options become much greater.
How do you become eligible to receive the TrueSaver 7% APY?
- If you’re under 18, you automatically qualify.
- If you’re 18 or older, you only need to have an active** WPCU checking account, along with eStatements or Direct Deposit.
- TrueSaver works with most regular WPCU savings accounts (formerly share accounts), except EasySaver and business savings accounts.
- Some other reasonable restrictions apply, such as the requirement of having the primary account owner's social security number on the account. For details on these other restrictions, please read the TrueSaver Account Disclosure.
A TrueSaver’s best friend? A share certificate!
What do you do once you reach $500 in your TrueSaver account? Accumulate another $500, and then open a WPCU share certificate!
 Open a Wright-Patt TrueSaver Account Today!
*APY=Annual Percentage Yield. This account is a variable rate and the dividend rate and APY, accurate as of 04/01/09, may change after the account is open. $5 minimum deposit required. Primary member must not be delinquent on any WPCU loan obligation, have any negative balance in any WPCU share account, or have caused WPCU a financial loss of any kind. The applicable dividend rate is paid monthly in a Tiered Method, based on the average daily balance in the account for the dividend period. Example: As of 04/01/09, based on an average daily balance of $1,000.00, a dividend rate of 6.785% will be paid only on the portion of the average daily balance that was greater than $0.00 but less than $500.01. The APY for this tier would be 7.00%. A dividend rate of 0.75% will be paid only on the portion of the average daily balance that is $500.01 to $1,000.00, with a combined APY of 3.83%. The actual APY paid to the share will vary depending on the average daily balance in the share for the dividend period.
**Active checking account is one in which at least 4 qualifying transactions per month are made, including online bill pay transactions, ACH deposits and withdrawals, debit card transactions, point of sale transactions, and cleared drafts. |