Yes. The Skip-a-Pay Program allows you to choose the month of your choice to skip one payment per calendar year on qualifying loans, such as a Wright-Patt auto loan. The request for a payment skip can be made up to 6 months in advance of the monthly payment chosen and the request will automatically be processed on the date requested. There is a small fee of $10.00 per skipped payment that will be collected at the time of the request. Finance charges will continue to accrue on the loan during the month of the skipped payment, but no late fee will be charged.
To be eligible, you must have a positive balance, no late payment history on the loan of more than 31 days, have had the loan more than six months, and be current on all your WPCU loans.
When a loan is secured with an Ohio title, it usually takes 3 to 4 weeks to release the lien. Titles are issued electronically in Ohio. If you need a paper title for your records, you can request one at your local title office. You must appear in person and present valid picture ID.
If a loan was secured with a title from another state, the time frame in which you receive Title will vary by state.
GAP pays the difference between your insurance settlement and your loan balance and may even pay up to $1,000 of your insurance deductible as part of the deficiency balance.
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