Our very highest savings rate from your first penny saved — the right solution for your healthcare savings needs.
Our Health Savings Accounts (HSAs) help you pay for current deductible health expenses and other out-of-pocket medical costs and save for future medical expenses, ranging from routine doctor visits to surgical procedures.
HSAs work in conjunction with your High Deductible Health Plan (HDHP). HSA contributions are tax-free up to the maximum allowable amount.** Dividends are earned tax-free, and if used for qualified medical expenses, withdrawals are tax-free too.**
You own and control the money in your HSA, so the decisions on how to spend the money are up to you, not a third party or health insurer. Plus with our Enhanced HSA, you’ll earn our highest savings rate from your first penny saved.*
To learn more about HSAs available from Wright-Patt, click the links below.
Accessing your new HSA account is quicker than ever!
Wright-Patt Credit Union knows…the easier the better. When it comes to your money, ease and convenience are simply a necessity. That’s why WPCU offers instantly issued cards. Whether you’re opening a new account or need a replacement card for an existing account, now you can get your card immediately, right in your Member Center.
HSA Tax-Free Benefits
Enhanced Health Savings Account
Basic Health Savings Account
If you're a business owner interested in offering HSAs to your employees, we can help. Click here to learn more about our HSA offerings for businesses.
Click Here to learn about NCUA share insurance.
*APY=Annual Percentage Yield. This HSA account is a variable rate and the dividend rate and APYs may change after the account is open, accurate as of 02/01/11. The applicable dividend rate for HSA Enhanced shares is paid in a Tiered Method, based on the average daily balance in the account for the dividend period. Example: As of April 1,2013, based on an average daily balance of $1,000.00, a dividend rate of 2.96% will be paid only on the portion of the average daily balance that was greater than $0.00 but less than $500.01. The annual percentage yield (APY) for this tier would be 3.00%. A dividend rate of 0.80% will be paid on the portion of the average daily balance that is $500.01 to $1,000.00, with a combined APY of 1.90%. The actual APY paid will vary depending on the average daily balance in the share for the dividend period. The applicable dividend rate for HSA Basic shares is paid on the entire balance of your account. To qualify for HSA Enhanced dividends, the primary member on the account must be a Member in Good Standing and the account must receive e-Statements. Please refer to the HSA Disclosure for additional details.
** Consult your tax advisor for details