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ATM / Debit Cards

​​​​​​​​​†​ATMs may be subject to surcharges and/or Member Choice fees. For ATM fee information​, view our ​General Fee Schedule​.​
​​​​​​​*​​Your liability for the unauthorized use of your Card at a Debit/POS merchant is as follows: You will have zero liability for the unauthorized use of your Card provided you used reasonable care in safeguarding the Card from risk of loss or theft. In all other situations, the maximum liability for unauthorized transactions at a Debit/POS merchant will be $50.00. Visa’s Zero Liability policy covers U.S. issued cards only and does not apply to, certain commercial credit card transactions, ATM transactions, PIN or other transactions not processed over the Visa network. Cardholder must notify issuer promptly of any unauthorized use. Contact issuer for additional details.​​​​
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​​​​​^When you open an EasySaver® account, Wright-Patt Credit Union (WPCU), on a daily basis, will round up the amount of each debit card purchase posted to your checking account to the next whole dollar amount and transfer the total excess amount from your checking account to your EasySaver® account. WPCU will aggregate the rounded-up amounts from purchases that post to your checking account each business day and make a single transfer (“daily round-up transfer”) at the end of the business day. If on a business day you do not have sufficient available funds in your checking account, or if any transaction has overdrawn your checking account, we do not round up purchases posted on that business day and we cancel the daily round-up transfer for that day. If your debit card purchase is subsequently cancelled or reversed, such as a returned purchase, the corresponding daily round-up transfer will remain in the EasySaver® account. Refunded or adjustment transactions will not be rounded-up.
WPCU will match 50% of the daily round-up transfers that post to the EasySaver® account in the first 30 days after enrolling in the program. This 30-day period begins when the first daily round-up transfer posts to the EasySaver® account. After the first 30-day period, WPCU will match 5% of the daily round-up transfers that post to the EasySaver® account. To receive the Credit Union Match (“CU match”), you must have an open EasySaver® account, be enrolled in the EasySaver Debit Card Program and enrolled to receive eStatements, at the time of quarterly match. The CU match amount will be credited to the EasySaver® account at the end of each calendar quarter in an amount based on the applicable percentage of the accumulated daily round-up transfers for that calendar quarter or the actual balance in the account at the end of the calendar quarter, whichever is less. The annual cap on the CU match amount is $300.00. The annual amount of the CU match will be reported to the IRS on Form 1099-MISC. If you close your EasySaver® account before the CU match amount is posted to the savings, you will not receive the CU match for that calendar quarter.​
The minimum balance to open an Easysaver® account is $0.00. The minimum balance to open an EasySaver® is in addition to the purchase of one $5.00 membership share required to be maintained in your TrueSaver™. The EasySaver® account is a variable-rate account.
The Credit Union reserves the right to cancel or modify the EasySaver® account at any time, at its sole discretion. Only transactions posted to your account as debit card purchases are eligible. The Credit Union does not control whether a transaction is processed as a debit card transaction and is not responsible for how the merchant or any network processes a transaction.
For additional account information about the EasySaver account, please visit EasySaver Truth-in-Savings Disclosure. ​
​​​​​​​​​View ​D​isclosures​​
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