Skip Navigation LinksHome > Learn More > Products & Rates > Business Accounts > Small Businesses > Health Savings Accounts (HSAs)
Save Better, Borrow Smarter, Learn a Lot!

Health Savings Accounts (HSAs) | Wright-Patt Credit Union

Our very highest savings rate from the first penny saved — the right solution for your employees' healthcare savings needs.

Attracting and retaining good employees means offering good benefits. With a Wright-Patt Health Savings Account (HSA), you and your employees can pay for current deductible health expenses and other out-of-pocket medical costs, and save for future qualified medical expenses on a tax-free basis.**

HSAs work in conjunction with High Deductible Health Plans (HDHP). Contributions made to an HSA, by employer or employee, are tax-free up to the maximum allowable amount.** Dividends are earned tax-free, and if used for qualified medical expenses, withdrawals are tax-free too.

Plus with our Enhanced HSA, you’ll earn our highest savings rate from your first penny saved.*

To learn more about HSAs available from Wright-Patt, click the links below.

Learn More

HSA Tax-Free Benefits

Enhanced Health Savings Account

Basic Health Savings Account

HSA Eligibility

HSA Uses

Related Links

HSA Forms

*APY=Annual Percentage Yield. This HSA account is a variable rate and the dividend rate and APYs may change after the account is open, accurate as of 02/01/11. The applicable dividend rate for HSA Enhanced shares is paid in a Tiered Method, based on the average daily balance in the account for the dividend period. Example: As of February 1, 2011, based on an average daily balance of $1,000.00, a dividend rate of 4.89% will be paid only on the portion of the average daily balance that was greater than $0.00 but less than $500.01. The annual percentage yield (APY) for this tier would be 5.00%. A dividend rate of 2.47% will be paid on the portion of the average daily balance that is $500.01 to $1,000.00, with a combined APY of 3.74%. The actual APY paid will vary depending on the average daily balance in the share for the dividend period. The applicable dividend rate for HSA Basic shares is paid on the entire balance of your account. To qualify for HSA Enhanced dividends, the primary member on the account must be a Member in Good Standing and the account must receive e-Statements. Please refer to the HSA Disclosure for additional details.

** Consult your tax advisor for details