Save Better, Borrow Smarter, Learn a Lot!

Products & Rates | Wright-Patt Credit Union

Save Money

Savings Accounts with free online bill pay and online banking


Our highest rate from the first penny saved — saving money has changed.

Certificates & IRAs

Competitive rates and terms from 6 to 72 months — make the most of your savings.

Health Savings Accounts (HSAs)

Our very highest savings rate from your first penny saved — the right solution for your healthcare savings needs.


More Ways to Save Better

Buy a Home

Get a mortgage or use the mortage calculator

Mortgage Loans

Fixed rate, ARMs, First Time Homebuyer, Construction, FHA, and VA — let us find the Wright Mortgage 4 You.

VA Loans

30-year loans, no down payment, no PMI requirements — military friendly.


Smarter Ways to Live the American Dream*

Get a Loan

Get a low rate auto loan or low rate credit card

Auto Loans

Quick, affordable, and flexible — on the road to borrowing smarter.

Low Rate Credit Card

Big banks are raising interest rates — don’t pay more than you have to!

Student Choice Loans

Zero origination fees, lower rates and flexible repayment terms — a better way to achieve the dream of higher education.


Better Borrowing Begins Here


Checking accounts with free online bill pay and online banking

Totally Fair Checking

No surprises or hidden fees, unlimited check writing and more — the smarter way to manage your money.


Build your savings with every debit card purchase — a smarter way to shop.

ATM/Debit Card

Lower-to-no-fee access to more than 40,000 ATMs worldwide — keep more of your hard earned money.


More Choices to Manage Your Money

Business Accounts

Business checking and accounts and low rate business loans

Deposit Services

Competitive rates and low fees — smart financial services to help you run your business.

Business Loans

Loans up to $7 million — let us help your business grow.

Merchant Services

Process debit/credit card transactions, open an online store, and offer gift cards — increase efficiency and drive sales.


Smarter Services to Help Your Business Grow


Plan your retirement and plan for college, or get life insurance

Retirement Planning

Sound investment advice and help determining your goals — it’s not too late to start planning for retirement today.

College Planning

Guidance to help you provide for your child’s education — learn the best way to begin investing in your child.

Life Insurance

Choice and selection of policies to fit your unique needs — gain peace of mind knowing your loved ones will be taken care of.


Learn to Live for Tomorrow…Today**

*Mortgage loans processed and underwritten by myCUmortgage, LLC- a wholly-owned subsidiary of Wright-Patt Credit Union, Inc.

**Investment and insurance products and services offered through CUSO Financial Services, L.P. (CFS) are not NCUA/NCUSIF insured, not obligations of the credit union, not credit union guaranteed and may lose value. Advisors are employed by Wright-Patt Credit Union (WPCU) and registered through CFS. WPCU is in partnership with CFS. (Member FINRA/SIPC and SEC Registered Investment Advisor)

StretchPay® is a registered trademark of the Ohio Credit Union League.